Affiliate program
AssumableEquityGap.com is a closed affiliate network. Membership is available exclusively to commercial banks, credit unions, and non-bank mortgage lenders that meet our activity threshold and execute our partnership agreement.
Affiliate requirements
We maintain a curated network of serious lending institutions. These requirements ensure every affiliate can deliver on gap financing opportunities without delay.
Facilitator fee minimum
Affiliates are required to settle all facilitator fees at closing.
Activation fee
One-time, non-refundable platform activation fee due upon execution of the Affiliate Partnership Agreement. A separate monthly subscription covers ongoing service maintenance and platform access.
Entity requirement
Affiliates must be licensed lending institutions — commercial banks, credit unions, or licensed non-bank mortgage companies. Individual applicants are not accepted.
By executing the Affiliate Partnership Agreement, your institution acknowledges and accepts legal responsibility for all facilitator sourcing fees owed to Certified Trust & Experience LLC in connection with gap loans sourced through the AssumableEquityGap.com platform. Fees collected through closing documents are processed automatically. Any affiliate referral or transaction that results in a closed gap loan — whether processed through or outside the closing document system — remains subject to the 0.5% facilitator fee. Unpaid invoices are subject to collection action and may result in suspension of affiliate access.
What you get
Every transaction in our pipeline is pre-screened for loan type, gap size, and subordination compliance before you see it. No cold leads — only closeable opportunities.
When a new or pending assumable listing with a gap enters the market, your institution is notified immediately — before the competition.
Our platform connects your closing documents to the assumption track. You underwrite the gap loan — we make sure everything closes at the same table.
You don't originate or compete for these borrowers. We bring the transaction to you. Your cost of acquisition is the activation fee — nothing more.
The 0.5% facilitator sourcing fee is disclosed and collected at closing per RESPA Section 8(c). No off-HUD payments. No compliance risk to your institution.
Next step
Complete the inquiry form to begin the affiliate review process. We accept institutional applicants only. Business email address required.